Please spend responsibly. Borrowing more than you can afford could easily affect your financial status. Make sure you can afford to make your monthly payments on time. Furniture Home Specialist LTD is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that pay in 30 days and pay in 3 instalments are not regulated by the FCA.